What should I expect from my investment returns? A very simple question, but one that has a very complicated answer. In order to earn a return on investments that exceeds inflation, an investor must take some risk. By taking risk to increase possible future returns, the investor is also taking on return variability.
Through the last two years, investors have seen social and geopolitical events send the stock market into historic highs and lows. Each time the market takes a turn, many clients ask, “How do I preserve my wealth in this volatile market?” FAI's answer always starts with our investment principle of diversification. Read more about the strong impact of diversifying investments in today's market here.
Nadine was overjoyed when she called to tell us the news: her daughter and son-in-law were expecting – she was going to be a grandma! While Nadine is most looking forward to spoiling her future grandson or granddaughter with playdates and lots of sweets, she also wants to make sure her grandchild can pay for college someday. Read our blog to learn about 4 strategies for college savings.
Investors cannot know with certainty what performance stocks and bonds will return next quarter, next year, or even five years from now. Research indicates that market timing does not work. For example, what was the state of the U.S. economy between 2007 and 2010? The housing market had collapsed, causing broad economic damage. Large banks Bear Stearns and Lehman Brothers had gone bankrupt the year before. Unemployment was nearing 10%, a high not seen since 1983.
There are a lot of big things to plan for in a new year such as upcoming vacations, charitable goals, and everyone’s favorite… tax law changes! But don’t worry, we work together with our clients’ CPAs to monitor tax law changes so you don’t have to. While we don’t yet know all the changes that will be put into law, the IRS has released some guidance for contribution limits that you can plan on. We outline four easy ways to make 2022 your most tax-efficient year yet in this blog post.
From ordering groceries online to paying a pet sitter on Venmo, many of us rely on online transactions every day – but what happens when someone uses these platforms to access our financial accounts? Online shopping and app-based banking are easy and convenient for many people, but processing transactions online might make us more vulnerable to hackers accessing our finances. If you find a suspicious charge on your bank or credit card statement, here are 7 steps you can take to restore secure banking and recover lost funds.
The Consolidated Appropriations Act was signed into law on December 27, 2020. This $900 billion coronavirus aid package provides another round of economic stimulus for those in need.
In December, many clients are busy wrapping up their charitable giving for the year. Last month a client and faithful donor asked if she should use her credit card to make charitable donations - in the past she had written checks.
When it comes to holiday contributions, it’s important to keep in mind a few details before giving to any charitable organization.
FAI was founded in 1987 by Mike Martin, when he left T. Rowe Price with the commitment to bring wall street to main street. For over 30 years we have created diversified portfolios using publicly traded individual stocks, bonds, and funds. Based on our investment experience we developed FAI’s Ten Investment Principles to guide us in investing your savings.
